What is a Home Owners Association and How Do They Differ?

Understanding what exactly a home owners association is, how they differ, and most important, how they can and will effect your future choices in regards to your property is what the following article from Investopedia.com is all about.

DEFINITION of ‘Homeowner's Association – HOA'

An organization in a subdivision, planned community or condominium that makes and enforces rules for the properties in its jurisdiction. HOAs also collect monthly or annual dues to pay for upkeep of common areas like parks, tennis courts, elevators and swimming pools and can levy special assessments on homeowners when the association lacks sufficient reserves to pay for unexpected repairs.  Read more…

How to Deal With Your HOA When They Become a “Pain in The Butt”

It is a real drag when your HOA gets involved in your life.  For the most part, they do a good job of protecting you by making sure everyone plays by a set of rules.

Sometimes however, they can really become a nuisance and annoyance in you life, making it hard for you to make the next necessary changes to your home and property.

In the video below, a real estate legal expert explains how you must be made aware of the rules of your homeowners association before the closing papers are signed in the house sale is finalized. He goes on to explain that one of the big struggles is the enforcement of the rules because not all associations enforce rules the same way. The short piece really gives some fairly obvious advice, but we decided to include it in this short article so that you could be well educated on the different aspects of understanding your homeowners association.

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